Front view of multiple MINIs

MINI One Year
Free Car Insurance.

Going electric made easy. Get behind the wheel and enjoy every MINI thrill with one year of free comprehensive car insurance* on new all-electric MINIs (excluding John Cooper Works).

Explore the range Explore MINI electric
Front angled view of multiple MINIs

Relax knowing you're covered with the following benefits:

  • Repairs guaranteed for five years, performed by qualified MINI technicians and with MINI parts - keeping your MINI in the best condition.
  • Uninsured driver promise – protecting your No Claims Bonus and policy excess if an accident was the fault of an uninsured driver.
  • Car contents and personal belongings cover up to £1,000.
  • Up to £1,000 cover for replacement vehicle keys and locks.
  • Up to four additional drivers can be added at no additional cost.

Electric made easy.

MINI Cooper charging

Battery cover.

Your battery is covered against accidental damage, fire and theft - even if you're leasing it.*

Close up of MINI Cooper charging

Charging cables and box.

Your charging cables and wall boxes are covered for accidental damage, fire and theft, too.*

Rear view of MINI Cooper charging

Trip hazard.

You are covered should someone trip over the charging cable while charging your car at home.*

*Terms, conditions and exclusions apply.

Interior view of MINI

What are the
eligibility criteria?

  • Must pass an ID check at your address.
  • Must hold a full UK/EU driving licence to be eligible for MINI Flex Car Insurance.
  • UK residents only.
  • Have had no more than three at-fault claims in the past five years.
  • Must have no more than three minor driving convictions in the past five years and no major convictions.
What are the key exclusions?
  • Drivers must be aged between 25 - 80.
  • Offer available on all-electric MINI models, excluding MINI John Cooper Works.
  • Cover provided for driving other cars if the policyholder is aged between 25 - 80.
  • Theft or attempted theft of your car if your car is unoccupied at the time of theft, unless your car is locked and the ignition key or other removable ignition device was not in, on, or left unattended in the immediate proximity of the car.
  • Loss or damage to non- standard audio / visual and other non-standard in-car entertainment.
  • No Claims Bonus (NCB) Protection is only available if you have earned at least four years NCB at inception of the policy.
  • Option to purchase No Claims Bonus protection and Legal Expenses cover during free cover period.
  • Uninsured driver promise will only apply once we prove the accident was not your fault and you provide details of the uninsured driver if possible.
  • Optional add-ons are not included within this offer.
  • This promotion is not transferable.

* Terms and conditions, exclusions and further eligibility apply. Offer valid for new all-electric MINI models ordered from 2 July 2024 - 2 January 2025 and registered by 31 March 2025. Offer excludes MINI John Cooper Works models.